Every vehicle has experienced the occasional rock or road debris striking their windshield. While the resulting damage is usually minor and covered by auto insurance, what happens when you encounter a dangerous road hazard such as fallen semi-truck cargo? If the cargo in a commercial truck is not properly loaded or secured, the cargo can shift in transit, causing the driver to lose control and tip over. Falling cargo can act as a projectile and penetrate the windshield of a trailing vehicle resulting in serious bodily injury or even death.
According to AAA, over a period of three years, more than 200,000 accidents were caused by falling debris. Approximately 25,000 crashes and 80-90 deaths occur in the United States each year. Traveling at a high rate of speed increases the risk of cargo falling from vehicles but decreases other drivers’ ability to react to hazards created by the airborne debris or debris on the roadway. More than one-third of all deaths reported in the study occurred when a driver swerved to avoid the falling debris. Overcorrecting at the last minute to avoid debris also increased a driver’s risk of losing control of their vehicle and making a bad situation even worse.
Chicago Injury Lawyer Blog









There are several nuances to premises cases, especially trip and fall cases caused by defective pavements. One of the nuances to a premises case is the de minimis rule. Under the de minimis rule, liability for the defendant generally attaches for sidewalk defects approaching two inches in height. Birch v. City of Quincy, 241 Ill. App. 3d 119, 121 (1993), Harris v. Old Kent Bank, 315 Ill. App. 3d 894, 900 (2000). Courts are hesitant to find a defendant liable for sidewalk or pavement deviations less than two inches in height because the de minimis rule was originally intended to protect [defendants] from the burden of having to monitor and maintain great lengths of sidewalk in perfect condition. Id.