“Full coverage” is a phrase most drivers toss around like it’s a single, well-defined product, but it isn’t. When someone says they have “full coverage,” they usually mean they have more than the state-required liability; what they actually have is a bundle of different coverages, each with its own rules, limits, and fine print. That misunderstanding can cost you time, money, and leverage after a car accident. This post peels back the marketing-speak and explains, in plain English, what those coverages are, how they affect a car accident claim, and what you should do to protect yourself. Continue reading
Articles Posted in Car Accident
What to Do After a Chicago Car Accident
A car accident can be a jarring and overwhelming experience, leaving you unsure of what steps to take. However, the actions you take immediately after an accident can significantly impact your safety, health, and ability to recover compensation for your injuries.
At John J. Malm & Associates, we understand the challenges Chicago car accident victims face. With over 90 years of combined litigation experience and a proven track record of recovering millions for our clients, our award-winning team is here to help you navigate this difficult time. Here’s a step-by-step guide on what to do after a car accident to protect your rights and ensure the best possible outcome. Continue reading
The Top Causes of Car Accidents on I-290
If you drive Chicago’s Eisenhower Expressway—better known as I‑290—you know it can feel like a battlefield. Long stretches of heavy, stop-and-go traffic. Mash-ups with I‑294, I‑88, and I‑90. Short ramps. Sudden bottlenecks. It all adds up to a roadway infamous for crashes. In fact, the Illinois Department of Transportation reports that on one particular 8‑mile stretch between Manheim Road and Cicero Avenue, around 2,000 accidents happen each year.
But what makes I‑290 so crash-prone? In this blog, we discuss the top six causes of car accidents on I-290 and what you can do if you suffered injuries in a crash. Continue reading
Legal Options for Tourists Hit by a Car While Walking in Chicago
Chicago is one of America’s most visited cities, known for its lakefront skyline, historic neighborhoods, and bustling streets. But with busy intersections, distracted drivers, and high volumes of foot traffic, pedestrian accidents involving tourists are an unfortunate and growing reality. Being hit by a car is traumatic—especially in a city you don’t live in. If you’re a visitor injured while walking in Chicago, you still have legal rights. In this blog, we explain what to do after being struck by a car in Chicago, who may be liable, and how an experienced Chicago personal injury lawyer can help you recover damages—even if you’re from out of state or another country.
Pedestrian Accidents in Chicago
Pedestrian fatalities and injuries have been on the rise in Illinois, and Chicago is no exception.
What Causes Wrong-Way Accidents in Chicago?
Wrong-way crashes are among the most terrifying and deadly types of car accidents. While they are relatively rare, they are disproportionately fatal—especially in a dense urban area like Chicago, where high-speed roadways and complex interchanges intersect with heavy traffic. Recent trends show that wrong-way driving crashes are on the rise in Illinois, and Cook County is among the hardest-hit regions.
If you or a loved one has been injured in a wrong-way accident in Chicago or the surrounding suburbs, understanding your legal rights is critical. At John J. Malm & Associates we represent victims of serious auto accidents in Chicago and across Illinois. We know how devastating these incidents can be, and we’re here to help you pursue the justice and compensation you deserve.
The Alarming Rise of Wrong-Way Crashes in Chicago
Who’s at Fault in a Chicago Pedestrian Accident? Understanding Illinois Right-of-Way Laws
Pedestrian accidents remain a pressing concern in Chicago, with recent data highlighting a troubling increase in fatalities. In 2024, the city recorded 38 pedestrian deaths on surface streets, marking a significant rise from previous years. Understanding the intricacies of Illinois right-of-way laws is crucial for both drivers and pedestrians to navigate the streets safely and determine liability in the event of an accident. Continue reading
What Is Highway Hypnosis?
Highway hypnosis, also known as “white line fever,” is a phenomenon where drivers enter a trance-like state during long, monotonous drives, often with no recollection of the journey. This altered mental state can lead to serious safety concerns on the road and can lead to serious car accidents. In this blog, we discuss the phenomenon of highway hypnosis and what you can do to prevent a crash. Continue reading
Steps to Take After a Chicago Rideshare Accident
Rideshare services like Uber and Lyft have made getting around Chicago easier and more convenient than ever. But when accidents happen—especially those involving serious injuries—the process of figuring out what to do next can be confusing and overwhelming.
Who is responsible? What kind of insurance coverage applies? And how can you protect your right to compensation?
If you’ve been injured in a rideshare accident in Chicago—whether as a passenger, pedestrian, cyclist, or another driver—there are specific steps you should take to protect your health, your legal rights, and your financial recovery.
The Growing Problem of Chicago Hit and Run Accidents
Chicago’s busy streets and heavy traffic unfortunately come with serious risks—including the growing problem of hit-and-run accidents. Every year, thousands of Chicagoans are affected by drivers who cause crashes and then flee the scene, leaving behind confusion, damage, and devastation. These incidents not only threaten public safety but often leave victims wondering how they will recover physically, emotionally, and financially.
According to the Illinois Department of Transportation (IDOT), there were 295,888 motor vehicle crashes in Illinois in 2021. In Chicago alone, during the 12-month period ending in October 2021, there were an astonishing 36,305 hit-and-run crashes—an 18% increase from the previous year, averaging almost 100 hit-and-run incidents every single day. Tragically, these crashes resulted in 40 deaths—double the number of fatalities compared to the prior year. Continue reading
Navigating the High-Risk Roadways of Chicago’s Western Suburbs
The open roads of Chicago’s western suburbs once promised an easier commute — but today, they tell a different story. In recent years, towns like Naperville, Aurora, Downers Grove, and Wheaton have seen a spike in serious car accidents. What’s behind the rising danger? A combination of crowded highways, outdated road designs, aggressive driving habits, and simply too many cars.
Data from the Illinois Department of Transportation (IDOT) and the National Highway Traffic Safety Administration (NHTSA) shows that, between 2016 and 2024, crashes on suburban roads have steadily increased — particularly during morning and evening rush hours.
Drivers face threats that aren’t always obvious until it’s too late. Here’s what you need to know before you head out.