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Articles Posted in Uninsured and Underinsured Motorist Claims

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Why Do I Need to Notify My Insurance When I Wasn’t at Fault?

Often, our clients ask why they need to notify their insurance company of the motor vehicle accident when they weren’t at fault. They are concerned that notifying their insurance company of the collision will raise their insurance rates and negatively impact them in the future. Even if you weren’t at…

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The Dangers of Hungover Driving

We all know the dangers of drinking and driving. But what about getting behind the wheel the morning after a night of heavy drinking? The average person can break down a single unit of alcohol — a 12-ounce beer, 5 ounces of wine or a 1.5-ounce shot — in about…

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Why are Injuries from Semi-Truck Accidents on the Rise?

Every year, thousands of people across the country are injured in car accidents with semi-trucks. In 2014, famed comedian and actor Tracy Morgan was severely injured, and his friend was killed, when a semi-truck rear-ended the limousine they were passengers in. The truck driver stated that he had been awake…

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CTA Buses are Striking Pedestrians in Increasing Numbers

Last night, a Chicago Transit Authority (CTA) bus struck and killed a pedestrian in the West Chatham neighborhood in Chicago. The pedestrian was walking in the crosswalk in the first block of West 79th Street at around 7:30 p.m., when she was struck by the CTA bus. The pedestrian was…

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Why are Motorcycle Fatalities Increasing in Illinois?

As the weather starts to warm up, more and more motorcyclists will start hitting the roadways. With the increase of motorcyclists on the roadways, comes an increased danger of those motorcyclists getting into serious, and even life-threatening, accidents. According to the Insurance Information Institute, motorcyclists are more vulnerable on the…

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Illinois Car Accident Law Update: New Statutory Limits Will Allow More Uninsured Motorist Arbitration Awards to Become Binding

Every day, Illinois drivers are injured in motor vehicle accidents with hit-and-run drivers or drivers who are uninsured or underinsured. In 2012, over 13% of Illinois drivers were uninsured, and the increasing number of uninsured and underinsured drivers nationwide only underscores the importance of having uninsured motorist coverage for the…

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DuPage County Personal Injury Lawyers: Rental Cars: When is a “Substitute Vehicle” Covered by YOUR Illinois Insurance policy?

Rental car insurance is confusing. Before you rent, it is important to know if your insurance provides coverage for the rented vehicle, and under what circumstances that coverage may be limited. The answers to these questions may depend on the language of your own automobile insurance policy concerning “substitute vehicles.”…

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DuPage County Personal Injury Lawyers: What to do When the Driver Who Injures You is Underinsured?

A common risk faced by Illinois drivers is being struck by a driver that is underinsured. To save money on premiums, many drivers carry only the minimum amount of bodily injury liability coverage, which is $20,000. So what happens when you are involved in an accident with a driver who…

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Naperville Personal Injury Lawyers: Discovery of Facebook and Social Media Sites in Motor Vehicle Accident Cases

In car accident cases, lawyers for each party are permitted to conduct written discovery by issuing subpoenas, propounding a list of written questions called “interrogatories,” or serving document requests. The use of discovery to obtain personal information posted on social media sites has recently become a hot topic. To what…

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