“Full coverage” is a phrase most drivers toss around like it’s a single, well-defined product, but it isn’t. When someone says they have “full coverage,” they usually mean they have more than the state-required liability; what they actually have is a bundle of different coverages, each with its own rules,…
If you’ve been injured in a bus accident in Illinois, whether as a passenger, pedestrian, cyclist, or occupant of another vehicle, you may have the right to pursue compensation. Bus accident claims are often more complex than standard car accidents because they may involve government entities, commercial bus operators, or…
Taking your dog for a walk is a daily routine for many Chicagoans, offering both exercise and companionship. But what happens when another dog, unleashed, aggressive, or poorly controlled, attacks you or your pet during that walk? Unfortunately, dog attacks are not rare in Chicago and can result in serious…
A car accident can be a jarring and overwhelming experience, leaving you unsure of what steps to take. However, the actions you take immediately after an accident can significantly impact your safety, health, and ability to recover compensation for your injuries. At John J. Malm & Associates, we understand the…
Jury trials in personal injury cases can be unpredictable, but certain factors consistently lead juries to award higher verdicts. Whether it’s the severity of injuries, the defendant’s conduct, or the quality of legal representation, understanding these reasons can shed light on what motivates jurors to side with plaintiffs and award…
Owning a dog comes with joy—and responsibility. But what happens when man’s best friend bites? In Chicago and across Illinois, dog bite claims are not just emotionally taxing—they’re financially consequential. Fortunately, homeowners’ insurance can help shoulder the burden. However, these policies have limits, exceptions, and technicalities that dog owners and…
In a vertical city like Chicago, elevators are part of everyday life. From high-rise apartments and office buildings to public transit hubs and construction sites, tens of thousands of elevators operate daily across the metro area. But when something goes wrong, the consequences can be catastrophic. At John J. Malm…
If you drive Chicago’s Eisenhower Expressway—better known as I‑290—you know it can feel like a battlefield. Long stretches of heavy, stop-and-go traffic. Mash-ups with I‑294, I‑88, and I‑90. Short ramps. Sudden bottlenecks. It all adds up to a roadway infamous for crashes. In fact, the Illinois Department of Transportation reports…
We entrust nursing homes with one of our most precious responsibilities: the well‑being of aging family members who often need care beyond what we can provide at home. Unfortunately, barriers like understaffing, inadequate training, and burnout can lead to neglect—often unintentional, but harmful nonetheless. Neglect occurs when a resident’s basic…
Chicago is one of America’s most visited cities, known for its lakefront skyline, historic neighborhoods, and bustling streets. But with busy intersections, distracted drivers, and high volumes of foot traffic, pedestrian accidents involving tourists are an unfortunate and growing reality. Being hit by a car is traumatic—especially in a city…